This is a for-profit private company that gathers and sells information about an individual’s credit history. Their clients usually involve credit card companies, mortgage lenders, and banks that in turn use the information to screen applicants for credit cards and loans.
Credit bureau
This is a for-profit private company that gathers and sells information about an individual’s credit history. Their clients usually involve credit card companies, mortgage lenders, and banks that in turn use the information to screen applicants for credit cards and loans.