These are the factors affected by the organizational aspects and the economic, demographic, and locational characteristics of a certain market.
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Business Risk
This refers to the vulnerability of a particular company or organization to factors that will lead to the drop or failure of its profits. It is considered a business risk if it becomes a threat to the company's financial goals...
Federal Funds Rate
This is a centrally controlled interest rate set by the Federal Reserve Bank. It is the interest rate banks charge each other for overnight loans to meet reserve requirements. It is utilized to maximize employment and minimize...
In-place Rent
In comparison to market rent, in-place rent is collected or charged on property current leases. It is not based on market conditions instead it is based on the lease contract that is signed between the tenant and the landlord.
Defined-contribution plan
Upon retirement, an employee's benefits are determined by the amount contributed by their employer and/or the employee themselves during their tenure. Those retirement plans are typically tax-deferred. They include thrift plans...
Full recourse
This is a state wherein a debt obligation is owed in spite of the borrower's financial or personal situation. With this, the lender can get a hold of whatever asset they want to satisfy the borrower's debt. Full recourse gives...
Diversification
This refers to a method for an investor to manage risk by disseminating their investments across different asset classes.
Creditor
A creditor is any person or entity like a bank to whom a debt is owed.
Capital Expenditures (CapEx)
This refers to the capital that the landlord spends for the replacement or repair of major property components not located inside of the tenant premises. Those include structural features such as a new deck, elevators, a parking...
Borrower
This is a person or entity that has applied and met the specific requirements of a lender to receive a monetary loan from them. The individual or entity initiating the request must sign a promissory note. In this note, they agree...