Also referred to as a credit report, a credit file is an account of your credit history that is prepared by a credit bureau. It contains your credit history and personal history. Credit history details what you owe and to whom and whether or not you make the payments on time, while your personal history describes your former address, involvement in lawsuits, and employee records.
Credit file
Also referred to as a credit report, a credit file is an account of your credit history that is prepared by a credit bureau. It contains your credit history and personal history. Credit history details what you owe and to whom and whether or not you make the payments on time, while your personal history describes your former address, involvement in lawsuits, and employee records.
